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About TimeToInvest

Time To InvestTimeToInvest was created in 2007 by Life Insurance and Investment Funds Advisor Neil Lecky. The site is used for general discussion and informational purposes only. It provides information on products and services Neil offers by various Insurance and Investmentcompanies through Alliance Financial Group and Investia Financial Services Inc., a mutual fund dealer.

Life Insurance QuotesThe main feature of the site is an instant life insurance quote module that allows visitors to quickly and easily compare life insurance rates in seconds. Although we make every effort to have up to date and reliable information, you should not act or rely on any information on this site without speaking with Neil or seeking the advice of a professional licensed advisor or representative.

The site is intended for residents in the province of Ontario, Canada. Personal one on one Life Insurance and Investment related service is available in the greater Toronto and surrounding areas including; Mississauga, Brampton, Etobicoke, Scarborough, Markham, Richmond Hill, Newmarket, Aurora, Stouffville, Pickering, Ajax and Whitby.

Contact Neil today!

 

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TimeToInvest Blackberry AppDo you use a blackberry?  Great news! You can now stay up to date on what is happening on TimeToInvest on your blackberry smartphone or tablet.  Download the TimeToInvest blackberry app today. 

 

Disclaimer

This is a personal finance and business website. The comments and links posted on this website do not necessarily reflect those of its owner, and do not reflect those of Investia Financial Services Inc., Alliance Financial Group, their affiliates, assigns or business partners. This site is used for general discussion and informational purposes only. Fundamental analysis may not necessarily be used regarding opinions on securities. You should not act or rely on any information on these sites without seeking the advice of a professional licensed advisor or representative. We strongly recommend doing your own due diligence regarding financial matters.

We take care to see that the information posted on this website is accurate and truthful. Nevertheless, we do not expressly or impliedly warrant or guarantee the accuracy of its postings and the information that others post.

Commissions, trailing commissions, management fees and expenses all may be associated with securities, mutual fund and segregated fund investments. Please read the prospectus or information folder before investing. Securities, mutual funds and segregated funds are not guaranteed, their values change frequently and past performance is not indicative of future performance.

The owner of this website does not share personal information obtained through this website with third-parties nor does the owner store information is collected about your visit for use other than to analyze content performance through the use of cookies, which you can turn off at anytime by modifying your Internet browser’s settings.

The information on the website may be changed without notice and is not guaranteed to be complete, correct or up-to-date. You may download any downloadable materials displayed on the website only for personal, non commercial and informational purposes, provided that the documents are not modified and provided you maintain and abide by all copyright, trademark and other notices contained in such material.

Links may appear on the website that may be used to link to other blog(s) or websites. These links are provided solely as a courtesy to our visitors. We have no control over the linked sites or the materials, information, goods or services available or contained on these linked sites. We are not responsible for and does not endorse or warrant in any way any materials, information, goods or services available through such linked sites or any privacy or other practices of such sites. If you decide to access any of the linked sites, you do so entirely at your own risk. We reserve the right to terminate any link at any time.

Legal

By accessing this website and any pages thereof, you agree to be bound by the terms of the Legal Notices and Disclaimers set out below. If you do not agree with the terms and conditions of these Legal Notices, do not access this website or any pages thereof.

Internet Communications

Without the use of secure encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. We cannot ensure the privacy and authenticity of any information, and will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request.

No Advice

The information provided on this website is intended for informational purposes only and is not intended to constitute financial, accounting, and legal or tax advice. For information specific to your situation you should consult a professional.

Investment Funds

Commissions, trailing commissions, management fees and expenses all may be associated with securities, mutual fund and segregated fund investments. Please read the prospectus or information folder before investing. Securities, mutual funds and segregated funds are not guaranteed, their values change frequently and past performance is not indicative of future performance.

Accuracy and Changes

Facts and information provided on this website are believed to be accurate at the time they are posted. However, this website could include inaccuracies, typographical errors, or out-of-date information. Changes may be made at any time to the information on this website without prior notice.

Disclaimer of Warranty and Limitation of Liability

We do not warrant the accuracy, completeness, quality, adequacy or content of any information on this website. Such information is provided "as is" without warranty or condition of any kind, either expressed or implied, including, without limitation.

We will not be responsible or liable for any direct, indirect, special, incidental, or consequential damage, or any other damages whatsoever, including, without limitation, lost revenues, lost profits or loss of prospective economic advantage, resulting from the use of or misuse of or inability to access or use this website.

No Solicitation

Nothing on this website constitutes a solicitation or offer by us to buy or sell products or provide services of any kind whatsoever. You should always contact a professional.

Applicable Jurisdiction

The information on this website is intended for use by persons resident in Canada, in the Province of Ontario only. Any products or services mentioned on this website are made available only in accordance with local law (including applicable securities laws) and only where they may be lawfully offered for sale.

Third Party Links

Links to other websites are for convenience and information only and are independent from this site and therefore we have no control over the content of a lined website and will not be held liable for any inaccuracies in such information for the content of any linked website that are not maintained by us. We make no claims that third party websites will be free of viruses, Trojan horses or other destructive components on or from such links. Linking to another website is done at your own risk.

Material to be Consulted in its Entirety

All information on this website is meant to be reviewed in its entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices.

Alliance Financial Group

Alliance Financial Group, (Alliance) also known as Alliance Insurance Brokers Ltd. is a financial services brokerage that provides Life Insurance and Investment products from most of the leading Life Insurance Companies in Canada. Alliance is licensed to do business in most provinces throughout Canada.

Since its founding in 1982, Alliance Financial Group has grown and expanded many of its services to help provide total income security and investment opportunities for Canadians.

Website: www.alliancefinancial.ca

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Alliance Financial Group
Investia Financial Services Inc.