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Your Investor Profile

This investor profile was designed to guide you in the establishment of your investment strategy. Although we have taken steps to provide you with the most accurate evaluation possible, you are responsible for choosing your own investment strategy. timetoinvest.ca and affiliates are not liable for any losses resulting from the use of this calculator.

Investor Profile

1. How old are you?
Over 69 years old
Between 61 and 69 years old
Between 51 and 60 years old
Between 41 and 50 years old
Between 18 and 40 years old

2. When do you plan to start making withdrawals from the amounts you have invested?
In less than 3 years
Within 3 to 5 years
Within 6 to 12 years
Within 13 to 20 years
In over 20 years

3. In the next 5 years, you plan to:
Make regular withdrawals from your capital (Home Buyers Plan, retirement, etc.).
Withdraw your entire investment earnings and a portion of your capital.
Withdraw your entire investment earnings without touching your capital.
Withdraw a portion of your investment earnings only.
Accumulate savings with your investment earnings (no withdrawals).

4. What is your gross annual income (before taxes)?
$ 25,000 or under
$ 25,001 to $ 50,000
$ 50,001 to $ 75,000
$ 75,001 to $ 100,000
$ 100,001 or over

5. What is your net worth (assets less liabilities)?
$ 25,000 or under
$ 25,001 to $ 50,000
$ 50,001 to $ 100,000
$ 100 001 to $ 200 000
$ 200,001 or over

6. Indicate your level of tolerance towards the risks related to the investment of your money.
Very Low
I do not like the idea of risking my money. My sole objective is to safely conserve the sums that I have invested and shelter these amounts from market fluctuations.
Low
While a drop in the value of my investments bothers me, I can tolerate occasional drops of a maximum of 5% knowing that I will earn more investment earnings in the long term.
Moderate
I am prepared to tolerate a short-term drop of between 5% to 10% of the value of my investments as long as I can count on higher investment earnings in the long term.
High
I am comfortable with a short-term drop of between 10% to 20% of the value of my investments because I know that in the long term, my investment earnings will allow me to make up for this drop and obtain higher earnings.
Very High
I hope to achieve long-term growth. A short-term drop (less than 1 year) of 20% of the value of my investments does not worry me.

7. You have the possibility of investing $ 10,000 for a period of one year. After one year, what value range would you consider acceptable in terms of the investment?s final potential value in comparison to its initial value?
a) Between $ 9,950 and $ 10,300
b) Between $ 9,500 and $ 11,000
c) Between $ 9,000 and $ 11,500
d) Between $ 8,500 and $ 12,000
e) Between $ 8,000 and $ 12,500

8. What is your level of knowledge with regards to investments?
Very Low
I am just starting to become familiar with investments.
Low
My knowledge in the area of investments is limited. I know that certain investments are riskier than others.
Moderate
I am familiar with some types of investments and their related risks. For instance, I understand that equities are riskier than bonds.
Advanced
I am familiar with equities, bonds and investment funds. I understand the earnings potential and risks involved with these types of investments and their fluctuations in value over time.
Very Advanced
I keep a constant eye on stock markets (equities, bonds, funds, real estate, etc.) and I have in-depth knowledge of such investments, which allows me to advise others in this respect.

Alliance Financial Group
Investia Financial Services Inc.