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Critical Illness Insurance

Coping with a critical illness can result in financial hardship for both survivors and their loved ones, and the probability of being strcken by a critical illness is very high. Thats why we provide excellent Critical Illness Insurance that guarantees the payment of a tax-free lump-sum benefit when the critical illness is diagnosed.

Although coverage will differ from company to company, typical illnesses and diseases covered by critical illness insurance may include:

  • Stroke
  • Cancer
  • Heart Attack
  • Coronary Artery Surgery
  • Multiple Sclerosis
  • Cystic Fibrosis
  • Alzheimer's disease
  • Parkinson's disease
  • Kidney Failure
  • Major Organ Transplant
  • Coma
  • Paralysis
  • Dismemberment
  • Blindness
  • Deafness
  • Muteness
  • Major burns
  • Occupational Injury HIV
  • Benign Brain Tumor
  • Pathology of Motor Neuron

Coverage cannot be purchased for a pre-existing condition or illness. If you add the Return of Premium option (ROP) you can get the premiums you paid into the policy should a covered illness not occur.

Critical Illness Insurance Video

Neil summarizes Critical Illness Insurance in this short video

Please note, if you maximize the screen of the video just press escape to come back to this page.

Alliance Financial Group