I strongly believe that everyone should have life insurance. Many people feel that life insurance is for the unhealthy but the fact is life insurance is really for the healthy (you need to apply while healthy). When you become diagnosed with something that affects your health, the rates for life insurance can become substantially higher, that is if you can even qualify for life insurance at all.
Articles tagged with: Term Life Insurance
Many Canadians will need their term insurance protection for more than 10 or 20 years, but you may still not have the need for permanent life insurance. One of the problems is that renewing your coverage or even buying a new plan in 10 or 20 years down the road comes with some risk.
You may have already completed a life insurance needs analysis and determined how much coverage you need, but do you know how to pay for it? Your temporary needs may become permanent, but the cost of coverage may seem too high right now. So what do you do?
Empire Life has a solution that takes the worry out of having to choose which type of life insurance to apply for.
Empire Life Solution 10 & Solution 20 looks like and is priced like term life insurance, but the plans provide coverage for life.
If you are a smoker and you are in the market for life insurance in Canada, you know that smoking does cost you significantly more than a non-smoker.
Yes, that’s right. The Empire Life Solution Series of term life insurance products provide coverage for customers for as long as they live. And it gets even better.
So you received a life insurance quote, met with a life insurance advisor and completed the application, the next step with many life insurance applications is to get an insurance medical examination. Here are some guides from two of the paramedical companies we use, Medaxio and ExamOne.