CPP Enhancements Each year many Canadians are declined for standard insurance coverage leaving many without any insurance coverage. CPP’s Non-medical insurance solutions can be an alternative to a declined policy and can also be more affordable than a rated insurance contract.
Articles in Category: Life Insurance
Are you planning to head south for some rest and relaxation? The Zika virus is spreading throughout some travel destinations, including South America, Mexico, and the Caribbean.
This virus is spread by the bite of an infected mosquito, the same mosquito that carries chikungunya and dengue fever. Symptoms can include fever, headache, conjunctivitis (pink eye) and rash, along with joint and muscle pain. The illness is generally mild and lasts only a few days.
As you know life insurance is important to help your loved ones cope with the financial obligations that arise following an untimely death. You however may find that you are hard to insure or you or someone you know may have recently been declined for life insurance but that does not necessarily mean that you are uninsurable.
In Canada it is difficult to get life insurance coverage if you are not a Canadian resident or Citizen. Assumption Life however has a solution, you may be eligible to get life insurance coverage up to $500,000*.
Non-residents are eligible to apply for five of Assumptions products. FlexTerm, FlexOptions, ParPlus, Golden Protection and Total Protection. The products can serve to cover a variety of needs for individuals and their families.
Last night was the Alliance Awards Banquet was held with numerous awards being presented. Congratulations to Ismet for winning agent of the year. This year I achieved the gold contribution award. Many thanks to all my clients and fellow advisors for all the support. I hope to keep the momentum going for 2015 by helping my clients protect and grow their wealth.
People often underestimate the need for Disability insurance and for any type of insurance for that matter until they are in need of it or have seen firsthand what benefit such a policy can provide. When I first started in the business, I myself never thought that I would need it because I was young and felt invincible, nothing could ever happen to me. I have however since changed my tune, I have seen the power in protecting the quality of life for some of my clients. The reality is that, whether you’re a 20 year old or a 50 year old it does not matter, a disability can happen at any age.
Seeking approval for a loan can sometimes be dependent on certain requirements. Some lenders require an assignment of life insurance as a condition of loan approval.
As many know being a smoker can be quite costly, especially when it comes to premiums when buying a life insurance policy. Luckily, Foresters Life offers a Familylife Quit Smoking Incentive Plan for those planning to quit.
When you plan a wedding you put a lot of time and effort into it but leading up to the big day you may not have given much thought to you your finances. Once the wedding is done your planning and budgeting shouldn’t end there. You will now need to focus on the future financial health of your relationship.
We all know that cancer can strike at any time; it does not matter if you are young or old, rich or poor. The question is, are you prepared for the financial consequences should cancer strike you or a loved one? What if you could have protection to help you during that time of uncertainty?
Foresters is not your typical life insurance company, with foresters you have added benefits when you become one of their members of their over 1 million. They offer an array of complimentary benefits including Grants and scholarships, family events, well-being benefits and community and volunteering opportunities.
Many Canadians will need their term insurance protection for more than 10 or 20 years, but you may still not have the need for permanent life insurance. One of the problems is that renewing your coverage or even buying a new plan in 10 or 20 years down the road comes with some risk.
Often times the owner of life insurance policy is the person whose life is insured. Owners can however include; parents, spouses and corporations. Once a contract is taken out there are varying circumstances where a policy holder would elect to transfer ownership to another person. Below are a few examples;
I am asked many times about life insurance with Group Employee Benefit plans versus individual life insurance and whether people need one or the other, or both.