CPP Enhancements Each year many Canadians are declined for standard insurance coverage leaving many without any insurance coverage. CPP’s Non-medical insurance solutions can be an alternative to a declined policy and can also be more affordable than a rated insurance contract.

Are you planning to head south for some rest and relaxation? The Zika virus is spreading throughout some travel destinations, including South America, Mexico, and the Caribbean.

This virus is spread by the bite of an infected mosquito, the same mosquito that carries chikungunya and dengue fever. Symptoms can include fever, headache, conjunctivitis (pink eye) and rash, along with joint and muscle pain. The illness is generally mild and lasts only a few days.

As you know life insurance is important to help your loved ones cope with the financial obligations that arise following an untimely death. You however may find that you are hard to insure or you or someone you know may have recently been declined for life insurance but that does not necessarily mean that you are uninsurable.

In Canada it is difficult to get life insurance coverage if you are not a Canadian resident or Citizen. Assumption Life however has a solution, you may be eligible to get life insurance coverage up to $500,000*.

Available Products

Non-residents are eligible to apply for five of Assumptions products. FlexTerm, FlexOptions, ParPlus, Golden Protection and Total Protection. The products can serve to cover a variety of needs for individuals and their families.

Last night was the Alliance Awards Banquet was held with numerous awards being presented.  Congratulations to Ismet for winning agent of the year.  This year I achieved the gold contribution award.  Many thanks to all my clients and fellow advisors for all the support.  I hope to keep the momentum going for 2015 by helping my clients protect and grow their wealth.

People often underestimate the need for Disability insurance and for any type of insurance for that matter until they are in need of it or have seen firsthand what benefit such a policy can provide. When I first started in the business, I myself never thought that I would need it because I was young and felt invincible, nothing could ever happen to me. I have however since changed my tune, I have seen the power in protecting the quality of life for some of my clients. The reality is that, whether you’re a 20 year old or a 50 year old it does not matter, a disability can happen at any age.

Seeking approval for a loan can sometimes be dependent on certain requirements. Some lenders require an assignment of life insurance as a condition of loan approval. 

As many know being a smoker can be quite costly, especially when it comes to premiums when buying a life insurance policy. Luckily, Foresters Life offers a Familylife Quit Smoking Incentive Plan for those planning to quit.

A Health Spending Account (HSA) is a specialized plan for health care spending. It can be an alternative or supplement to a traditional employee group benefits plan.

When you plan a wedding you put a lot of time and effort into it but leading up to the big day you may not have given much thought to you your finances. Once the wedding is done your planning and budgeting shouldn’t end there. You will now need to focus on the future financial health of your relationship.

We all know that cancer can strike at any time; it does not matter if you are young or old, rich or poor. The question is, are you prepared for the financial consequences should cancer strike you or a loved one? What if you could have protection to help you during that time of uncertainty?

Do you have an Employee Benefit program in place for your small business? I know you would feel terrible if something happened to you or your employees that impacted your company especially when a plan can cost as little as $5/person/day.

For the past little while it seems that insurance companies have been increasing rates left and right due to the low interest rate environment we are in. Premiums have only been getting more expensive and in this new world of prolonged interest rates premiums are at record highs.

What do you do, if you want to give back to the community? Maybe volunteer for aiding elders, sick kids, send donations etc. Well recently our group benefit team, Melanie and myself volunteered by sponsoring  and preparing a meal at the The Yonge Street Mission - Evergreen Centre for Street Youth. We where joined by our Sunlife Account Executive - SunAdvantage Group Benefits, Marjorie.